MiEmpeño is a platform that leverages the infrastructure of pawn shops to digitize, streamline, and make pawn loans and the purchase/sale of second-hand items more accessible with a completely online service, from the comfort of your home or office. By eliminating physical branches, they offer higher appraisals and lower interest rates, and through alliances with local pawn shops, they facilitate access for underbanked people to financing alternatives in a fair, safe, and reliable way.